I created a test account and done an online payment using incorrect banking and credit card details - the system says payment was successful and credited my account.\
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My question is how can the system verify that the user details are correct and how can I check if payments are received? -
The bank account option to use it, you MUST have a merchant account and direct bank payment or real time accounts debit, so do not waste time if you do not have this merchant type of accounts.